(NC) -- Financial topics can be stressful for many individuals, couples and families. If financial pressure is not addressed immediately it can impact the wellbeing of one's physical and emotional health. Creating a pragmatic financial plan to address your situation is one of the most important steps you can take towards financial stability.

You can also reach out for support by visiting a credit counsellor that can provide free counselling, tools and most importantly, unbiased advice. Credit-counsellors educate families and individuals on the topic of personal money management and the wise use of credit and to provide alternatives for those in financial strain or crisis.

The financial experts at Money Mentors list some of the advantages of seeking the knowledge of an authorized credit-counsellor.

Free Credit Counselling:

Free credit counselling and financial assessment is available for those individuals seeking guidance. Meeting with a qualified and experienced team of financial counsellors that provide unbiased advice, always keeping your best interests in mind.

An appointment with a counsellor informs clients on how they can manage and repay their debts efficiently. The counsellor and client work together to determine the best course of action, with either the client paying off their debts on their own, or taking advantage of the government-legislated Orderly Payment of Debts program, a program which Money Mentors exclusively offers on behalf of the Government of Alberta. All Albertans can use this service to get their finances back on track.

Money Coaching:

Money coaches offer individuals a tailored financial management plan. Coaches offer various services, including personal finance advice and planning. Money coaches do not just look at facts and figures – they take a thorough look at the bigger picture. From budgeting to debt management to retirement planning, coaches can help you build a Money Action Plan (MAP), regardless of your current financial position.

For a free credit counselling or financial assessment with a counsellor, call 1-888-294-0076 or visit moneymentors.ca.

Money Mentors is an Alberta-based, not-for-profit credit-counselling agency that helps families and individuals recover from financial crisis and move forward using services such as credit counselling, money coaching, retirement planning and community financial literacy.

For more information call, 1-888-294-0076 or visit Facebook.com/MoneyMentors and twitter.com/MoneyMentors