Lifestyles

Basic Woodworking Equipment for Beginners

If you are just starting out at woodworking, there are a number of basic hand tools that you will definitely need to include in your toolbox. As your skills develop and you begin to take on more complicated woodworking projects you will probably also increase your portfolio of tools, however for those just getting started, the tools we’ve listed below are a great starting point for your wo ....

Using the FHA 203k Loan for Home Improvements

Sometimes a homeowner is caught in a bind between needing to renovate a home and not having enough home equity to fund the project. In this situation, an FHA home improvement loan may be the solution. HUD steps in with recognition the community benefits from have the home fixed up but financial circumstances prevent a typical renovation project. The home improvement mortgage loan can be esp ....

Why Are My Contact Lenses Uncomfortable?

For many lens wearers the easiest part of the whole process is being able to buy contacts online from discount contact lens sites like Lens.com, and one of the most difficult parts comes from actually wearing the lenses. From time to time contact lens wearers may experience discomfort on a varying scale, and it is figuring out the source of this discomfort that can be a little tricky. In ....

PS Vita Titles to Expect This Summer

The summer is not yet over, although some of you are surely back from vacation already. For those who are still on the beach, have a nice time - and be prepared to hit the shops afterwards. There are several great titles en route to your Vita coming out this August. Although you can't play online slots at Royal Vegas on your PS Vita, which is too bad - the games available there could assure you ho ....

5 Ways to Safeguard Your Identity and Your Credit Score

Identity theft is a serious crime that affects up to 9 million people per year. While this may seem like a huge number, in reality it totals about 3 percent of the population of the United States. The nightmares that some people experience when they’ve fallen prey to identity thieves are real, but the truth is that full blown identity theft is more rare that fraud. What’s the ....

Life Insurance and Estate Planning: Things You Need to Know

According to several studies, many Canadians have not made estate planning a priority, and as a result, there is a good chance that many people will not have their estates distributed as they wish — and that the beneficiaries of their estates will not only receive less than they could, but be saddled with more taxes than they expect.

Most people put off estate planning because it c ....

8 Easy Mistakes That Will Destroy Your E-Cig

When you are new to any hobby, you are bound to make mistakes. Cyclists fall, guitarists break strings, and sculptors crack their creations in the kiln. The same goes for vaping: Fledgling vapers will inevitably make a mistake that will waste e-juice, fizzle their atomizers, or crack their casings. Fortunately, there have been hundreds of thousands of vapers before you, and with any luck, you ....

Don't get left out into the cold

Whether it's the sprint from the car or the jog from the front door, many of us do our best to avoid the outdoors as the temperatures plummet. But, regardless of how frigid it gets, there is one lonely group that is often huddled outside– smokers. While battling the elements may be reason enough for some smokers to quit, it is the serious health consequences that often provide real motivation to ....

Flirthookup.com Reviews Asking For a Second Date

Even adults often feel awkward about dating. First there’s the problem of actually meeting someone you’d like to date, having a friendly chat and deciding if you’d like to take this further. Asking for the first date is a breathless moment – will she or won’t she? However, supposing you’ve taken the plunge and you’ve enjoyed the lady’s company, how do you know if she enjoyed herse ....

How to buy the right smartphone as a gift

(NC) -- There's no doubt that smartphones rank at the top of most Christmas wish lists, but choosing the right device can be time-consuming when faced with so many choices and new technology. Stephanie Lancaster, a tech expert and 'data girl' for Rogers, recommends focusing on the key features of a smartphone when choosing a device for that special someone.  “Canadians are passionate abou ....

University grads more likely to get jobs -- New Study

(NC) -- The deadline for university applications is fast approaching, and anyone helping teenagers decide what to do after high school should consider this: university graduates have the highest employment and highest incomes of any level of education. A new report showcasing survey data of Ontario undergraduates and released by the Council of Ontario Universities (COU), shows that more than 87 p ....

Personal Finance: Top 5 clever ways to save every day

(NC) -- Any time we have to part with our money, there's a certain amount of satisfaction in knowing we got a good deal. But on a daily basis not everyone has time to clip coupons, or comb through weekly flyers to hunt down sales. In fact, while 92 per cent of Canadians say they feel it's important to shop around to find the best deals, busy schedules and lack of discipline keep us from getting t ....

Copyright: How to protect your brilliant idea

(NC) A brilliant idea can strike at any time, like a new invention, a catchy slogan, or the perfect love song. Protecting your brilliant idea, however, can be a complex process. “There are three main categories of intellectual assets,” says Ray Leclair, vice president of public affairs at LAWPRO, the provider of professional liability insurance for lawyers in Ontario, and TitlePLUS title insu ....

Update your financial plan as your family evolves

(NC) -- The “typical” family in Canada may be evolving, but one thing remains the same: Every family needs a financial plan to help manage its money and achieve its goals. But establishing a plan is just the first step. Reviewing it regularly is essential, especially if it needs to be adjusted to take changes within the family into account. “Today's families are more complex and diverse th ....

Make your credit card pay off on holiday shopping

(NC) Why not take the stress out of holiday expenses with help from your rewards card? Use the points earned from shopping, along with redemption options, and this costly season is going to be far easier on your wallet. If you'd like some guidance, RBC is offering a few tips on how to get the most out of your rewards credit card: Set a budget. Think about how much you plan to spe ....

Parenthood: An Emotional Rollercoaster

(NC) -- Imagine you've made the life-altering decision to have a child. You begin telling family and friends about your plans to conceive and when you gaze into baby store windows your heart is overwhelmingly warmed. But time begins to pass and you still haven't gotten pregnant. You feel resentful towards loved ones for checking in and sadness sets in when walking past the same store fronts that o ....

Don't fall victim to online phishing scams

(NC) -- You've received an email, seemingly from your bank, informing you about a suspicious transaction on your account. In order to ensure your account has not been compromised, you are asked to 'click here' to validate your identity. This type of online scam is commonly referred to as phishing. Phishing attacks typically use an email message appearing to come from an organization yo ....

How to protect your family from the “Silent Killer”

(NC) – While November gets attention for Remembrance Day and for being the month we change our clocks back (in much of Canada), it is also marks the time of year when most home heating systems get pressed back into service. That brings the increased threat of carbon monoxide in our homes – and the need for carbon monoxide alarms to keep families safe. While smoke alarms have had more than 25 ....
 
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